本協定由您與力達資訊服務有限公司共同締結，本協議具有合同效力。

本協定中協定雙方合稱協定方，力達資訊服務有限公司相關軟體在協定中稱為“YoPoint”。 本協定中的“Yo+”指由力達資訊服務有限公司運營的App“YoPoint”中的網店平臺。

• 一、協定內容及簽署
• 1. 本協定內容包括協定正文及所有YoPoint已經發佈的或將來可能發佈的各類規則。所有規則為本協定不可分割的組成部分，與本協議正文具有同等法律效力。除另行明確聲明外，任何Yo+及其關聯軟體功能提供的服務（以下稱為YoPoint平臺服務）均受本協定約束。
• 2. 您應當在使用Yo+服務之前認真閱讀全部協定內容，如您對協定有任何疑問，應向Yo+諮詢。但無論您事實上是否在使用Yo+服務之前認真閱讀了本協定內容，只要您使用Yo+服務，本協定對您產生約束，屆時您不得以未閱讀本協定內容或者未獲得Yo+對您問詢的解答等理由，主張本協議無效，或要求撤銷本協議。
• 3.您承諾接受並遵守本協議的約定。如您不同意本協議的約定，您應立即停止註冊程式或停止使用Yo+服務。
• 4.Yo+有權根據需要不時地制訂、修改本協定及/或各類規則，並以App公示的方式進行公告，不再單獨通知您。變更後的協定和規則一經在App上公佈後，立即自動生效。如您不同意相關變更，應立即停止使用Yo+服務。您繼續使用Yo+服務，即表示您接收經修訂的協定和規則。
• 二、註冊
• 1. 註冊者資格
• 您確認，在您完成註冊程式時，您應當是具備完全民事權利能力和完全民事行為能力的自然人、法人或其他組織。若您不具備前述主體資格，則您及您的監護人應承擔由此而導致的一切後果，且Yo+有權註銷（永久凍結）您的Yo+帳戶，並向您及您的監護人索償。
• 2. 帳戶
• 在您簽署本協定，完成網店註冊程式時，Yo+會向您提供唯一編號的Yo+帳戶（以下簡稱帳戶）。
• 您應對您的帳戶安全，以及通過您的帳戶實施的行為負責。除非有法律規定或司法裁定，且征得Yo+的同意，否則，帳戶不得以任何方式轉讓、贈與、繼承。如發現任何人不當使用您的帳戶或發現任何其他可能危及您的帳戶安全的情形時，您應當立即以有效的方式通知Yo+，要求Yo+暫停相關服務。您理解Yo+對您的請求採取行動需要合理時間，Yo+對在採取行動前已經產生的後果（包括但不限於您的任何損失）不承擔任何責任。
• 為方便您使用Yo+服務及其關聯的其他YoPoint平臺服務（以下簡稱其他服務），您同意並授權Yo+將您在註冊使用Yo+服務過程中提供、形成的資訊傳遞給向您提供關聯服務的YoPoint平臺。
• 三、Yo+服務
• 1. 通過Yo+及其關聯的YoPoint服務平臺，商戶可在Yo+上發佈交易資訊、與使用者達成交易意向並進行交易、對使用者進行評價、參加Yo+組織的活動以及使用其他資訊服務及技術。
• 2. 您在Yo+上交易的過程中與其他使用者發生交易糾紛時，由您與用戶雙方自行協商解決，Yo+只提供技術上的支援，不與使用者建立交易關係，不承擔任何因您與使用者交易而產生的法律責任。
• 3. 您瞭解並同意，Yo+有權應政府部門（包括司法及行政部門）的要求，向其提供您在Yo+填寫的註冊資訊和交易記錄等必要資訊。如您涉嫌侵犯他人智慧財產權，則Yo+亦有權在初步判斷涉嫌侵權行為存在的情況下，向權利人提供您必要的身份資訊。
• 四、Yo+服務使用規範
• 1. 在Yo+使用網店服務的過程中，您承諾遵守以下約定：
• A)在使用Yo+服務的過程中實施的所有行為均遵守國家法律、法規等規範性檔及Yo+各項規則的規定和要求，不違背社會公共利益或公共道德，不侵犯他人合法權益，不違反本協定及相關規則。您如果違反前述承諾，產生任何法律後果的，您應以自己的名義獨立承擔所有法律責任，並確保Yo+免於因此產生任何損失。
• B)在於使用者交易的過程中，遵守誠實信用原則，不採取不正當競爭行為，不擾亂網上交易的正常秩序，不從事與網上交易無關的行為。
• C)不發佈國家禁止銷售或限制銷售的商品或服務資訊（除非取得合法且足夠的許可），不發佈涉嫌侵犯他人智慧財產權或其他合法權益的商品或服務資訊，不發佈違背社會公共利益或公共道德，或Yo+認為不適合在Yo+上銷售的商品或服務資訊，不發佈其他涉嫌違法或違反本協定及各類規則的資訊。
• D)不以虛構或歪曲事實的方式不當評價其他使用者，不採取不正當方式製造或提高自身的信用度，不採取不正當方式製造或提高（降低）其他用戶的信用度。
• E)不對Yo+上的任何資料作商業性利用，包括但不限於在未經Yo+事先書面同意的情況下，以複製、傳播等任何方式使用Yo+站上展示的資料。
• 2. 您瞭解並同意：
• A)Yo+有權對您是否違反上述承諾做出單方認定，並根據單方認定結果適用規則予以處理或終止向您提供服務，且無須征得您的同意或提前通知於您。
• B)經國家行政或司法機關的生效法律文書確認您存在違法或侵權行為，或者Yo+根據自身的判斷，認為您的行為涉嫌違反本協定和/或規則的條款，或涉嫌違反法律、法規的規定的，則Yo+有權在Yo+上公示您的該等涉嫌違法或違約行為及Yo+已對您採取的措施。
• C)對於您在Yo+上發佈的涉嫌侵犯他人合法權利或違反本協定和/或規則的資訊，Yo+有權不經通知您即予以刪除，且按照規則的規定進行處罰。
• D)對於您在Yo+上實施的行為，包括您未在Yo+上實施，但已經對Yo+及其用戶產生影響的行為，Yo+有權單方認定您行為的性質及是否構成對本協定和/或規則的違反，並據此作出相應處罰。您應自行保存與您行為有關的所有證據，並應對無法提供充要證據承擔的不利後果。
• E)對於您涉嫌違反承諾的行為對任意協力廠商造成損害的，您應當以自己的名義獨立承擔所有的法律責任，並應確保Yo+免於因此產生損失或增加費用。
• F)如您涉嫌違反法律或本協議有關規定，使Yo+遭受任何損失，或受到任意協力廠商的索賠，或受到任何行政管理部門的處罰，您應當賠償Yo+因此造成的損失及（或）發生的費用，包括合理的律師費用。
• 五、關於開通YoCash功能
• 您清楚知悉，註冊開通Yo+的同時視為默認開通YoCash功能，承諾遵守以下規則：
• 1. 您接受YoCash交易等同該當地貨幣的電子錢，用於購買您等價的商品或提供的服務。
• 2. 您應承擔其業務違反國家法律、法規及相關金融慣例規定的責任。並應承擔因其商品或服務資訊虛假、陳舊或不詳實造成的投訴、退貨等用戶糾紛的責任。
• 3. 您在受理YoCash交易時，應按照YoCash提供的操作指南進行操作，應核對App上交易金額及其他資訊是否一致，如發現有偽造痕跡，或其他任何疑問應及時與YoCash聯繫。您未按照要求受理業務而導致的經濟損失，均由您承擔。
• 4. 您接受任何購買交易是由儲存於使用者“YoCash”帳戶的現金貨幣價值支付。YoCash使用者使用YoCash支付應被視同現金支付，您不得抬高商品或服務價格，或對現金結算給予更多的優惠。
• 5. 每次使用者使用的YoCash進行買賣交易， YoCash將增加相應YoCash金額到商戶的YoCash帳戶，並在適用的情況下，不時作出對該項交易收取處理費用的決定。
• 6. 您申請註冊批准後，YoCash帳戶將增設您和使用者的交易明細，記錄收入、支付、贖回和/或轉讓。
• 7. 您需要對YoCash使用者進行消費撤銷或退貨時，您須通過App發起消費撤銷或退貨交易。
• 8. 您不得以現金方式退款YoCash使用者，否則您將承擔由此產生的一切風險和糾紛。YoCash僅受理自支付交易之日起不超過十二個月的退款申請。
• 9. 您同意在受理所有YoCash業務時，以本協定交易金額之百分比做為交易手續費。您不得將交易手續費轉嫁於YoCash用戶。
• 10. 您確認並同意，YoCash不承擔任何義務發出通過YoCash服務的使用者進行交易的月結單或交易明細之義務。
• 11. 您可通過YoCash的商戶管理控台，核查前九十天的交易歷史記錄及交易明細進行對帳。
• 12. 您為保持YoCash帳戶的保密性負責。您應負責帳戶內發生的所有交易。當您發現任何未經授權使用的帳戶或交易，應立即通知我們。
• 13. YoCash進行結算，應先通過確認系統中的交易明細，然後發出指令。YoCash收到你的確認指令後5－10個工作日後，將現金轉至您指定帳戶內。
• 14. 您交易金額累計至少超過本協議的最低金額，才予於以結算。如在結算週期時沒有達到這個最低金額， 該部分結算款項將併入下一結算週期一併結算，直到達到的最低金額。
• 15. 如果在結算日適逢非工作日或由於任何技術延遲或故障相關的系統，結算日的將順延至下一個工作日。
• 16. YoCash有權推遲或凍結您的任何結算，包括但不限於相關交易或結算存在YoCash認為有退款風險或任何其他風險或非法活動的情況下。YoCash亦有權凍結或終止您的交易帳戶。
• 17. 有關海外銀行匯款所徵收的任何手續費將從結算款項中扣除。您接收的匯款款項不能退回及轉讓,且不可撤銷。
• 18. YoCash有權暫停或立即終止您的帳戶，恕不另行通知。您可對此提出的投訴。YoCash應同時也有權即時凍結您YoCash的帳戶所有款項。

• 當出現用戶投訴並經證實調查報告的準確性的情況時，“YoCash”保留暫停或立即終止您帳戶的權利，恕不另行通知。YoCash應同時採取措施，即時凍結所有儲存在YoCash帳戶的現金貨幣價值。

• 六、責任範圍和責任限制
• 1. Yo+負責按“現狀”和“可得到”的狀態向您提供Yo+服務，但Yo+對Yo+服務不作任何明示或暗示的保證，包括但不限於Yo+服務的適用性、沒有錯誤或疏漏、持續性、準確性、可靠性、適用於某一特定用途。同時，Yo+也不對Yo+服務所涉及的技術及資訊的有效性、準確性、可靠性、正確性、品質、穩定、完整和及時性作出任何承諾和保證。
• 2. 您瞭解Yo+上的資訊系商戶自行發佈，且可能存在風險和瑕疵。Yo+僅作為交易地點。Yo+作為您獲取物品或服務資訊、物色交易對象、就物品和/或服務的交易進行協商及開展交易的場所，但Yo+無法控制交易所涉及的物品的品質、安全或合法性，商貿資訊的真實性或準確性，以及交易各方履行其在貿易協定中各項義務的能力。您應自行謹慎判斷確定相關物品及/或資訊的真實性、合法性和有效性，並自行承擔因此產生的責任與損失。
• 3. 除非法律法規明確要求，或出現以下情況，否則，Yo+沒有義務對所有使用者的註冊資料、商品（服務）資訊、交易行為以及與交易有關的其他事項進行事先審查：
• A)Yo+有合理的理由認為特定使用者及具體交易事項可能存在重大違法或違約情形。
• B)Yo+有合理理由認為用戶在Yo+的行為涉嫌違法或不當。
• 4. 您瞭解並同意，Yo+不對因下述任一情況而導致您的任何損害賠償承擔責任，包括但不限於利潤、商譽、使用、資料等方面的損失或其他無形損失的損害賠償（無論Yo+是否已被告知該等損害賠償的可能性）：
• A）使用或未使用Yo+服務；
• B）協力廠商未經批准使用您的帳戶或更改您的資料；
• C）通過Yo+購買或獲取任何商品、樣品、資料或資訊，或進行交易等行為或替
• 代行為產生的費用及損失；
• D）您對Yo+服務的誤解；
• E）任何非因Yo+店原因而引起的與YoPoint服務有關的其他損失。
• 5. 不論在何種情況下，Yo+均不對由於資訊網路正常的設備維護，資訊網路連接故障，電腦、通訊或其他系統故障，電力故障，罷工，勞動爭議，暴亂，起義，騷亂，生產力或生產資源不足，火災，洪水，風暴，爆炸，戰爭，政府行為，司法行政機關的命令或協力廠商的不作為而造成的不能服務或延遲服務而承擔責任。
• 六、協議終止
• 1. 出現以下情況時，Yo+有權直接以登出帳戶的形式終止協議：
• A）您註冊資訊中的主要內容不真實或不準確，或不及時，或不完整；
• B）本協定（含規則）變更時，您明確通知Yo+不願意接受新的服務協定的；
• C）您使用Yo+服務過程中有違反國家法律法規，和/或本協議規定的行為的；
• D）其他Yo+認為應當終止服務的情況。
• 2. 您有權向Yo+要求註銷您的帳戶，經Yo+審核同意的，Yo+註銷（永久凍結）您的帳戶，屆時，您與Yo+基於本協議的合同關係即終止。您的Yo+帳戶被註銷（永久凍結）後，Yo+沒有義務為您保留或向您披露帳戶中的任何資訊，也沒有義務向您或協力廠商轉發任何您未曾閱讀或發送過的資訊。
• 七、隱私權保護
• 關於您在註冊時提供的個人資訊、上傳的營業執照或證件圖片，Yo+負有保密義務，將不向任意協力廠商公開，政府行政部門、國家司法機關等國家部門由於涉及相關調查需要除外。
• 八、法律適用、管轄與其他
• 1. 本協議之效力、解釋、變更、執行與爭議解決均適用中華人民共和國法律，如無相關法律規定的，則應參照通用國際商業慣例和/或行業慣例。
• 2. 因本協議產生之爭議，應依照中華人民共和國法律予以處理。

YoPoint將不時對條款情況進行更新，恕不另行通知。 本協議具法律效力，經商戶確認同意後生效。 （以下無正文）
英文翻譯僅供參考。中文版本和英文版本（和/或其他語言版本）之間的差異或不一致的情況下，應以中文版本作準。

本协议由您与力达资讯服务有限公司共同缔结，本协议具有合同效力。

本协议中协议双方合称协议方，力达资讯服务有限公司相关软件在协议中称为“YoPoint”。本协议中的“Yo+”指由力达资讯服务有限公司运营的App“YoPoint”中的网店平台。

• 一、协议内容及签署
• 1. 本协议内容包括协议正文及所有YoPoint已经发布的或将来可能发布的各类规则。所有规则为本协议不可分割的组成部分，与本协议正文具有同等法律效力。除另行明确声明外，任何Yo+及其关联软件功能提供的服务（以下称为YoPoint平台服务）均受本协议约束。
• 2. 您应当在使用Yo+服务之前认真阅读全部协议内容，如您对协议有任何疑问，应向Yo+咨询。但无论您事实上是否在使用Yo+服务之前认真阅读了本协议内容，只要您使用Yo+服务，本协议对您产生约束，届时您不得以未阅读本协议内容或者未获得Yo+对您问询的解答等理由，主张本协议无效，或要求撤销本协议。
• 3.您承诺接受并遵守本协议的约定。如您不同意本协议的约定，您应立即停止注册程序或停止使用Yo+服务。
• 4.Yo+有权根据需要不时地制订、修改本协议及/或各类规则，并以App公示的方式进行公告，不再单独通知您。变更后的协议和规则一经在App上公布后，立即自动生效。如您不同意相关变更，应立即停止使用Yo+服务。您继续使用Yo+服务，即表示您接收经修订的协议和规则。
• 二、注册
• 1. 注册者资格
• 您确认，在您完成注册程序时，您应当是具备完全民事权利能力和完全民事行为能力的自然人、法人或其他组织。若您不具备前述主体资格，则您及您的监护人应承担由此而导致的一切后果，且Yo+有权注销（永久冻结）您的Yo+账户，并向您及您的监护人索偿。
• 2. 账户
• 在您签署本协议，完成网店注册程序时，Yo+会向您提供唯一编号的Yo+账户（以下简称账户）。
• 您应对您的账户安全，以及通过您的账户实施的行为负责。除非有法律规定或司法裁定，且征得Yo+的同意，否则，账户不得以任何方式转让、赠与、继承。如发现任何人不当使用您的账户或发现任何其他可能危及您的账户安全的情形时，您应当立即以有效的方式通知Yo+，要求Yo+暂停相关服务。您理解Yo+对您的请求采取行动需要合理时间，Yo+对在采取行动前已经产生的后果（包括但不限于您的任何损失）不承担任何责任。
• 为方便您使用Yo+服务及其关联的其他YoPoint平台服务（以下简称其他服务），您同意并授权Yo+将您在注册使用Yo+服务过程中提供、形成的信息传递给向您提供关联服务的YoPoint平台。
• 三、Yo+服务
• 1. 通过Yo+及其关联的YoPoint服务平台，商户可在Yo+上发布交易信息、与用户达成交易意向并进行交易、对用户进行评价、参加Yo+组织的活动以及使用其他信息服务及技术。
• 2. 您在Yo+上交易的过程中与其他用户发生交易纠纷时，由您与用户双方自行协商解决，Yo+只提供技术上的支持，不与用户建立交易关系，不承担任何因您与用户交易而产生的法律责任。
• 3. 您了解并同意，Yo+有权应政府部门（包括司法及行政部门）的要求，向其提供您在Yo+填写的注册信息和事务历史记录等必要信息。如您涉嫌侵犯他人知识产权，则Yo+亦有权在初步判断涉嫌侵权行为存在的情况下，向权利人提供您必要的身份信息。
• 四、Yo+服务使用规范
• 1. 在Yo+使用网店服务的过程中，您承诺遵守以下约定：
• A)在使用Yo+服务的过程中实施的所有行为均遵守国家法律、法规等规范性文件及Yo+各项规则的规定和要求，不违背社会公共利益或公共道德，不侵犯他人合法权益，不违反本协议及相关规则。您如果违反前述承诺，产生任何法律后果的，您应以自己的名义独立承担所有法律责任，并确保Yo+免于因此产生任何损失。
• B)在于用户交易的过程中，遵守诚实信用原则，不采取不正当竞争行为，不扰乱网上交易的正常秩序，不从事与网上交易无关的行为。
• C)不发布国家禁止销售或限制销售的商品或服务信息（除非取得合法且足够的许可），不发布涉嫌侵犯他人知识产权或其他合法权益的商品或服务信息，不发布违背社会公共利益或公共道德，或Yo+认为不适合在Yo+上销售的商品或服务信息，不发布其他涉嫌违法或违反本协议及各类规则的信息。
• D)不以虚构或歪曲事实的方式不当评价其他使用者，不采取不正当方式制造或提高自身的信用度，不采取不正当方式制造或提高（降低）其他用户的信用度。
• E)不对Yo+上的任何数据作商业性利用，包括但不限于在未经Yo+事先书面同意的情况下，以复制、传播等任何方式使用Yo+站上展示的数据。
• 2. 您了解并同意：
• A)Yo+有权对您是否违反上述承诺做出单方认定，并根据单方认定结果适用规则予以处理或终止向您提供服务，且无须征得您的同意或提前通知于您。
• B)经国家行政或司法机关的生效法律文书确认您存在违法或侵权行为，或者Yo+根据自身的判断，认为您的行为涉嫌违反本协议和/或规则的条款，或涉嫌违反法律、法规的规定的，则Yo+有权在Yo+上公示您的该等涉嫌违法或违约行为及Yo+已对您采取的措施。
• C)对于您在Yo+上发布的涉嫌侵犯他人合法权利或违反本协议和/或规则的信息，Yo+有权不经通知您即予以删除，且按照规则的规定进行处罚。
• D)对于您在Yo+上实施的行为，包括您未在Yo+上实施，但已经对Yo+及其用户产生影响的行为，Yo+有权单方认定您行为的性质及是否构成对本协议和/或规则的违反，并据此作出相应处罚。您应自行保存与您行为有关的所有证据，并应对无法提供充要证据承担的不利后果。
• E)对于您涉嫌违反承诺的行为对任意第三方造成损害的，您应当以自己的名义独立承担所有的法律责任，并应确保Yo+免于因此产生损失或增加费用。
• F)如您涉嫌违反法律或本协议有关规定，使Yo+遭受任何损失，或受到任意第三方的索赔，或受到任何行政管理部门的处罚，您应当赔偿Yo+因此造成的损失及（或）发生的费用，包括合理的律师费用。
• 五、关于开通YoCash功能
• 您清楚知悉，注册开通Yo+的同时视为默认开通YoCash功能，承诺遵守以下规则：
• 1. 您接受YoCash交易等同该当地货币的电子货币，用于购买您等价的商品或提供的服务。
• 2. 您应承担其业务违反国家法律、法规及相关金融惯例规定的责任。并应承担因其商品或服务信息虚假、陈旧或不详实造成的投诉、退货等用户纠纷的责任。
• 3. 您在受理YoCash交易时，应按照YoCash提供的操作指南进行操作，应核对App上交易金额及其他信息是否一致，如发现有伪造痕迹，或其他任何疑问应及时与YoCash联系。您未按照要求受理业务而导致的经济损失，均由您承担。
• 4. 您接受任何购买交易是由储存于用户“YoCash”帐户的现金货币价值支付。YoCash使用者使用YoCash支付应被视同现金支付，您不得抬高商品或服务价格，或对现金结算给予更多的优惠。
• 5. 每次用户使用的YoCash进行买卖交易， YoCash将增加相应YoCash金额到商户的YoCash账户，并在适用的情况下，不时作出对该项交易收取处理费用的决定。
• 6. 您申请注册批准后，YoCash账户将增设您和用户的交易明细，记录收入、支付、赎回和/或转让。
• 7. 您需要对YoCash使用者进行消费撤销或退货时，您须通过App发起消费撤销或退货交易。
• 8. 您不得以现金方式退款YoCash使用者，否则您将承担由此产生的一切风险和纠纷。YoCash仅受理自支付交易之日起不超过十二个月的退款申请。
• 9. 您同意在受理所有YoCash业务时，以本协议交易金额之百分比做为交易手续费。您不得将交易手续费转嫁于YoCash用户。
• 10. 您确认并同意，YoCash不承担任何义务发出通过YoCash服务的用户进行交易的月结单或交易明细之义务。
• 11. 您可通过YoCash的商户管理控台，核查前九十天的交易历史记录及交易明细进行对帐。
• 12. 您为保持YoCash账户的保密性负责。您应负责帐户内发生的所有交易。当您发现任何未经授权使用的帐户或交易，应立即通知我们。
• 13. YoCash进行结算，应先通过确认系统中的交易明细，然后发出指令。YoCash收到你的确认指令后5－10个工作日后，将现金转至您指定账户内。
• 14. 您交易金额累计至少超过本协议的最低金额，才予于以结算。如在结算周期时没有达到这个最低金额， 该部分结算款项将并入下一结算周期一并结算，直到达到的最低金额。
• 15. 如果在结算日适逢非工作日或由于任何技术延迟或故障相关的系统，结算日的将顺延至下一个工作日。
• 16. YoCash有权推迟或冻结您的任何结算，包括但不限于相关交易或结算存在YoCash认为有退款风险或任何其他风险或非法活动的情况下。YoCash亦有权冻结或终止您的交易帐户。
• 17. 有关海外银行汇款所征收的任何手续费将从结算款项中扣除。您接收的汇款款项不能退回及转让,且不可撤销。
• 18. YoCash有权暂停或立即终止您的账户，恕不另行通知。您可对此提出的投诉。YoCash应同时也有权实时冻结您YoCash的账户所有款项。

• 当出现用户投诉并经证实调查报告的准确性的情况时，“YoCash”保留暂停或立即终止您账户的权利，恕不另行通知。YoCash应同时采取措施，实时冻结所有储存在YoCash帐户的现金货币价值。

• 六、责任范围和责任限制
• 1. Yo+负责按“现状”和“可得到”的状态向您提供Yo+服务，但Yo+对Yo+服务不作任何明示或暗示的保证，包括但不限于Yo+服务的适用性、没有错误或疏漏、持续性、准确性、可靠性、适用于某一特定用途。同时，Yo+也不对Yo+服务所涉及的技术及信息的有效性、准确性、可靠性、正确性、质量、稳定、完整和及时性作出任何承诺和保证。
• 2. 您了解Yo+上的信息系商户自行发布，且可能存在风险和瑕疵。Yo+仅作为交易地点。Yo+作为您获取物品或服务信息、物色交易对象、就物品和/或服务的交易进行协商及开展交易的场所，但Yo+无法控制交易所涉及的物品的质量、安全或合法性，商贸信息的真实性或准确性，以及交易各方履行其在贸易协议中各项义务的能力。您应自行谨慎判断确定相关物品及/或信息的真实性、合法性和有效性，并自行承担因此产生的责任与损失。
• 3. 除非法律法规明确要求，或出现以下情况，否则，Yo+没有义务对所有用户的注册数据、商品（服务）信息、交易行为以及与交易有关的其他事项进行事先审查：
• A)Yo+有合理的理由认为特定用户及具体交易事项可能存在重大违法或违约情形。
• B)Yo+有合理理由认为用户在Yo+的行为涉嫌违法或不当。
• 4. 您了解并同意，Yo+不对因下述任一情况而导致您的任何损害赔偿承担责任，包括但不限于利润、商誉、使用、数据等方面的损失或其他无形损失的损害赔偿（无论Yo+是否已被告知该等损害赔偿的可能性）：
• A）使用或未使用Yo+服务；
• B）第三方未经批准使用您的帐户或更改您的数据；
• C）通过Yo+购买或获取任何商品、样品、数据或信息，或进行交易等行为或替
• 代行为产生的费用及损失；
• D）您对Yo+服务的误解；
• E）任何非因Yo+店原因而引起的与YoPoint服务有关的其他损失。
• 5. 不论在何种情况下，Yo+均不对由于信息网络正常的设备维护，信息网络连接故障，计算机、通讯或其他系统故障，电力故障，罢工，劳动争议，暴乱，起义，骚乱，生产力或生产资源不足，火灾，洪水，风暴，爆炸，战争，政府行为，司法行政机关的命令或第三方的不作为而造成的不能服务或延迟服务而承担责任。
• 六、协议终止
• 1. 出现以下情况时，Yo+有权直接以注销帐户的形式终止协议：
• A）您注册信息中的主要内容不真实或不准确，或不及时，或不完整；
• B）本协议（含规则）变更时，您明确通知Yo+不愿意接受新的服务协议的；
• C）您使用Yo+服务过程中有违反国家法律法规，和/或本协议规定的行为的；
• D）其他Yo+认为应当终止服务的情况。
• 2. 您有权向Yo+要求注销您的账户，经Yo+审核同意的，Yo+注销（永久冻结）您的账户，届时，您与Yo+基于本协议的合同关系即终止。您的Yo+账户被注销（永久冻结）后，Yo+没有义务为您保留或向您披露帐户中的任何信息，也没有义务向您或第三方转发任何您未曾阅读或发送过的信息。
• 七、隐私权保护
• 关于您在注册时提供的个人信息、上传的营业执照或证件图片，Yo+负有保密义务，将不向任意第三方公开，政府行政部门、国家司法机关等国家部门由于涉及相关调查需要除外。
• 八、法律适用、管辖与其他
• 1. 本协议之效力、解释、变更、执行与争议解决均适用中华人民共和国法律，如无相关法律规定的，则应参照通用国际商业惯例和/或行业惯例。
• 2. 因本协议产生之争议，应依照中华人民共和国法律予以处理。

YoPoint将不时对条款情况进行更新，恕不另行通知。 本协议具法律效力，经商户确认同意后生效。 （以下无正文）
英文翻译仅供参考。中文版本和英文版本（和/或其他语言版本）之间的差异或不一致的情况下，应以中文版本作准。 YoPoint将不时对条款情况进行更新，恕不另行通知。 本协议具法律效力，经商户确认同意后生效。 （以下无正文）
英文翻译仅供参考。中文版本和英文版本（和/或其他语言版本）之间的差异或不一致的情况下，应以中文版本作准。

Please read carefully this Merchant Agreement (the “Agreement”) is entered into by and between Netel Information & Services Ltd. (“NETELIS”), and You, your heirs, assign, agents, contractors or other entity (collectively, “Merchant”) and are made effective as of the date of electronic execution.

The individual, company or other entity named in the application and registration form relating to this Agreement (the “Application Form”), which is represented by the individual or company whose details are provided in the application (unless expressly stated otherwise, such the individual and the company named in the application shall be referred to as “You”).

This Agreement sets forth the Terms of Service of your use of YoPoint App (“YoPoint”) and Online Shop Platform of YoPoint operated by NETELIS (hereinafter referred as “Yo+”), and represents the entire Agreement between You and NETELIS concerning the subject matter hereof. By using Yo+, You acknowledge and agree that You have read, understand, acknowledge and agree to be bound by all the terms and conditions of this Agreement, along with any new, different or additional terms, conditions or policies.

• I. Acceptance of Terms
• 1. This Agreement includes all text and content of the Agreement, and all types of rules that have been published or will be announced in future by YoPoint. All rules are an integral part of this Agreement, and shall have equal legal force. Unless otherwise explicitly stated, any of the Yo+ and its associated software, features and services provided (hereinafter referred as “YoPoint Platform Service”) shall be bound by the Terms of Service of this Agreement.
• 2. You should carefully read the entire Agreement before using the Yo+ service. If You have any question about the Agreement, kindly consult Yo+. By accessing and using the Yo+ service, whether or not You have fully read through the Agreement before using the service, or obtained answers to your inquiries, You will nevertheless agree to be legally bound by the provisions of this Agreement, and shall not advocate of the invalidity or rescission of the Agreement.
• 3. You hereby accept and agree to abide by and comply with this Agreement. If You do not agree to be bound by this Agreement in its entirety, You must immediately stop the registration process or stop using the Yo+ service.
• 4. Yo+ has the rights to formulate, revise this Agreement and/or various types of rules, from time to time whenever necessary, via App announcement and notification and without giving any prior notice to the individual Merchant. The amended and restated Agreement and rules shall be effective immediately upon posting on the App. If You do not agree to the relevant changes of this Agreeement, please do not use the Yo+ service. Your continued use of the Yo+ service shall be deemed acceptance of the amended Terms of Service.
• II. Registration
• 1. Registration Eligibility
• Upon completing the registration process, You acknowledge that You should possess the capacity of civil rights and full civil capability as a natural person, legal entities or other organizations. If You do not qualify for the aforesaid eligibility requirements, You and your guardian shall bear all the consequences thereof. Yo+ has the rights to cancel (permanently freeze) your Yo+ account and that may make any claims against You and your guardian.
• 2. Merchant Account
• Upon signing the Agreement and completing the registration of the online shop, Yo+ will provide You with a Yo+ account (hereinafter referred as “Merchant Account”).
• You are solely responsible for maintaining the security of your Merchant Account and all activities conducted through your Merchant Account. Unless otherwise required by law or judicial decision with the consent of Yo+, the Merchant Account shall not be transferred, gifted or inherited. If any person is found to be inappropriate use of your Merchant Account, or upon discovering any situation of other potentially compromised accounts security, You should immediately notify Yo+ in an effective way, and request for temporarily suspend the related services. You understand that Yo+ requires a reasonable time to take further action on your request. Yo+ does not take any responsibility for the consequences before any action is taken (including but not limited to any of your loss).
• For the convenient access to your Yo+ service and other YoPoint platform services (hereinafter referred as “Other Services”), You shall agree and authorize Yo+ to transfer the information that You entered during the sign-up process, to the YoPoint platform that provide relevant services to You.
• III. Yo+ Service
• 1. By using Yo+ and its associated Other Services, Merchant may release the transaction information via Yo+ service, deal and conduct transaction with the Users, evaluate the user experience, participate in the activities organized by Yo+ as well as using other information services and technology.
• 2. When a dispute between You and other Users in the transaction process occurring on or through the Yo+ platform, both parties shall attempt to resolve the dispute amicably through negotiations between the Merchant and the User. Yo+ is merely providing technical support and does not establish a trading relationship with Users. YoPoint does not undertake any legal responsibility whatsoever caused by or arising from the transaction process.
• 3. You understand and agree that Yo+ has the rights to provide the registration information entered by You in the Yo+platform, the transaction records and other necessary information to the government bodies (including judicial and administrative departments) upon request. If You are suspected of infringing intellectual property rights, Yo+ also has the rights to provide necessary identity information of You to the rights holder for a preliminary judgment concerning the presence of infringements.
• IV. Use of Yo+ Service
• 1. By using the Yo+ service, You promise to abide by the following rules and regulations:
• A) All behaviors in the course of using the Yo+ service must be in compliance with national laws, legislations, normative documents, other rules, regulations and requirements of the Yo+ platform; that is not contrary to the public interest or public morals, will not infringe the rights of others, may not violate this Agreement and its relevant terms and conditions. You shall be held legally responsible on your own behalf for any legal consequences due to a breach of promise and You shall hold Yo+ harmless from and against any loss.
• B) During a user transaction process, observe the principles of honest and good faith, do not adopt any unfair competition, do not disturb normal online transaction order, and do not engage in any conduct unrelated to online trading.
• C) Do not publish any information of the products and services that are prohibited or restricted for sale by the country (unless legal permission and sufficient consent was obtained); do not publish goods or services information that could be alleged infringement of intellectual property rights or other legitimate rights and interests; do not publish any information of which would be contrary to the public interest or public morals, or any information of the products and services that Yo+ considered unsuitable for sale at the Yo+ platform; do not publish information or material of other suspected illegal activity or in violation of this Agreement and its various types of rules.
• D) Do not critique other Users by fabricated or distorted facts; do not create or raise your credit through improper way; do not create or increase (decrease) credits of other Users through inappropriate way.
• E) Do not use any data on the Yo+ platform for any commercial purposes; including but not limited to copy or distribute in any way the information displayed on the Yo+ platform, without prior written consent from Yo+.
• 2. You understand and agree that:
• A) Yo+ reserves the right, in its sole discretion, to determine if there was a breach of promise, and handle the found results according to the applicable rules, or we may terminate your service without prior notice to You.
• B) Upon the effective legal instruments of the national administrative or judicial authorities affirm that You contravene the rules or infringe of any rights, or according to Yo+ own judgment to believe that Your behavior may violate this Agreement and/or the terms of rules, or suspected violation of laws, rules and regulations, Yo+ has the right to publicly announces your suspected illegal action or breach of contract at the Yo+ platform, as well as the measures that has been taken by Yo+ against You.
• C) For the information of alleged violations of the legitimate rights of others or in violation of this Agreement and/or the rules, which You posted on the Yo+ platform, Yo+ reserves the right to delete or remove it without notice to You. Furthermore, punishments shall be given in accordance with the stipulations of these rules.
• D) For your conducts on the Yo+ platform, including behavior that may have not conducted but have an impact on the Yo+ platform and other Users, Yo+ has the right to unilaterally determine the nature of your behavior whether it constitutes a breach of this Agreement and/or rules, thus proper action will be taken. You should keep evidence of all your own conducts, and assume full responsibility for any adverse consequences if You are unable to present sufficient evidence.
• E) You shall be held legally responsible on your own behalf for any damage or loss incurred in connection with any third party caused by the alleged breach of promise and You shall hold Yo+ harmless from and against any loss or any increases in costs.
• F) If You are suspected of violating the provisions of the law or this Agreement, where the Yo+ suffering a loss or subject to any claim by a third party, or imposition of penalties by any of the administrative departments, You should compensate Yo+ for any losses and/or expenses whatsoever, including reasonable attorneys' fees.
• V. Activation of YoCash Function
• You are well aware, when You register for the activation of Yo+, the YoCash function is activated by default at the same time. You promise to comply with the following rules and regulations:
• 1. You accept that the local currency in YoCash transactions is equivalent to electronic currency and be used to purchase from Merchant goods or services provided of equivalent value.
• 2. You shall bear the responsibility of any violation against its national laws, regulations and rules under the relevant financial practices and of any complaint, return and dispute from Users as a result of false information, worn out condition or inaccuracy on its goods and services.
• 3. When carrying out YoCash transaction, You shall comply with the YoCash operation guide provided and check for any discrepancy between the transaction amount in the App and that in any other message received. If any sight of fraud or any other doubt is detected, You shall contact YoCash immediately. You shall be fully liable for all economic losses from accepted businesses that did not comply with the requirements.
• 4. You shall accept that payment for any purchase transaction is effected by using the cash money value stored in the User’s YoCash account. The use of YoCash shall be deemed to have been paid in cash. You cannot increase the price of merchandise, or provide a discount to its customers for cash payments.
• 5. Each time the User uses the YoCash Service to carry out a purchase transaction, YoCash shall add to the Merchant’s YoCash account an amount that is corresponding to the value of such purchase transaction and where applicable, a processing fee as may be determined from time to time for such transaction.
• 6. Upon approval of the Merchant application and registration, YoCash account will be set up for transaction details of the Merchant and User, recording income, payment, redemption and / or transfer.
• 7. Should You perform a cancellation or refund to the YoCash User, You shall do so through the YoPoint App.
• 8. You shall not refund in cash to YoCash User, or else should bear all the risks and dispute resulted. YoCash will only accept refund application within 12 months from the transaction date.
• 9. You agree to pay YoCash a percentage of each transaction as transaction fee. Such transaction fee shall not be shifted to the YoCash User.
• 10. You acknowledge and agree that YoCash is not under any obligation whatsoever to issue monthly statements or transaction summaries for transactions conducted through the YoCash Service.
• 11. You may access to the YoCash account and view the balance of account, statement of account and transaction history for the preceding ninety (90) days.
• 12. You are responsible for maintaining the confidentiality of the YoCash account. You shall be responsible for all activities that occur under the account and accordingly, You shall immediately notify us of any unauthorized use of the account.
• 13. For YoCash settlement, request should be instructed only after the transaction details through YoCash have been confirmed. YoCash shall pay the Settlement amount to the your bank account between five (5) to ten (10) working days after receiving the instruction.
• 14. Payments of the Settlement will be effected only if the accumulated amount payable to You has reached the minimum amount. If this minimum amount is not reached in a particular settlement period, the settlement payment amount will be carried forward to the following settlement period until the minimum amount is reached.
• 15. If the settlement day falls on a non-working day, or due to any technical delays or malfunctions of the relevant systems, the settlement day shall be postponed to the following working day.
• 16. YoCash shall have the right to delay or hold back any Settlement if under the circumstances that YoCash believes the relevant transaction or settlement involves with, but not limited to, a risk of refund or any other risk or unlawful activity. YoCash shall also be entitled to freeze or terminate your Merchant Account.
• 17. Any overseas bank remittance fee incurred shall be deducted from the settlement amount. Remittance received by You is not refundable, transferable nor irrevocable.
• 18. YoCash reserves the rights to suspend or immediately terminate your Merchant Account without prior notice, which You can fill a complaint. YoCash shall simultaneously have the right to immediately freeze all payments in the YoCash account.
• The accuracy of investigation report needs to be confirmed if You carried out a complaint and YoCash reserves the rights to suspend or immediately terminate your Merchant Account without prior notice. YoCash shall simultaneously have the right to immediately freeze all cash value that saved in the YoCash account.
• VI. Scope and Limitations of Liability
• 1. Yo+ will provide the Yo+ service on an “as is” and “as available” basis. Nevertheless Yo+ will not express or implied any warranty to the Yo+ service, including but not limited to applicability, free from errors or omissions, continuity, accuracy, reliability, or fitness for a particular purpose. At the same time, Yo+ also makes no guarantee to the Yo+ service concerning the validity, effectiveness, reliability, precision, correctness, quality, stability, completeness and timeliness of the technology and information.
• 2. You aware of the information posted on the Yo+ platform were self-publishing by the Merchants, and it may contain certain risks and defects. Yo+ merely as a trading platform to provide a place for the Merchants to obtain information of the products and services, looking for trading partners, to conduct negotiations on trade in goods and/or services and carry out business transactions. However, Yo+ has no control over the quality, safety or legality of the goods supply, the truth or accuracy of the business information, and the capabilities of the parties to fulfill their obligations under the trade agreements. You should therefore be careful to identify the authenticity, legality and validity of the relevant goods and/or information, and You shall undertake to bear all responsibility and losses.
• 3. Yo+ has no obligations to prior reviews all user registration data, products (services) information, transaction behaviors and other relevant transaction activities, unless otherwise provided by law, or under any of the following conditions or situations:
• A) Yo+ has reasonable grounds to believe a particular User and the specific transaction may constitute a substantial breach of Agreement.
• B) Yo+ has reasonable grounds for suspecting that the User has been involved in any illegal or improper activities through the Yo+ platform.
• 4. You understand and agree that Yo+ shall not be liable for any of your losses or damages caused by the following events, including but not limited to profits, goodwill, use, rate or any other intangible losses (regardless of whether Yo+ has been notified of the possibility of such losses and damages):
• A) To use or not to use the Yo+ service; B) Unauthorized use of your account or alteration of your data by any third party;
• B) Unauthorized use of your account or alteration of your data by any third party;
• C) The expenses and losses incurred in the purchase or acquisition of any products, samples, data or information, carry out a transaction or alternative behaviors on the Yo+ platform;
• D) Misunderstanding of the Yo+ service;
• E) Any other losses related to YoPoint service but not attributable to the Yo+.
• 5. In no event shall Yo+ liable for any failure or delay of service due to regular equipment maintenance; information network connection failure; computer, communication or other system failure; electricity power failure; strike, labor disputes, riots, revolutions, chaos; insufficient productivity or productive resources; fire, flood, storm, explosion, war; act by government, order by the juridical administrative authorities; or omission by third parties.
• VI. Termination of Agreement
• 1. Yo+ reserves the right to terminate the Agreement directly by cancelling Your account, in case of any of the following events:
• A) The main content of your registration information is untruthful, inaccurate, outdated or incomplete;
• B) When this Agreement (including rules and regulations) is amended or modified, You notify Yo+ of your unwillingness to accept the new Terms of Service;
• C) If You use the Yo+ service in violation of national laws and regulations, and/or terms and conditions under this Agreement.
• D) In any other situations Yo+ deems necessary to terminate the service.
• 2. You have the right to make a request to close your Merchant Account. After verification and approval made by Yo+, the contractual relationship based on this Agreement between You and Yo+ will be terminated at the same time upon account cancellation (permanently frozen). Once your Yo+ account is cancelled (permanently frozen), Yo+ has no obligation to preserve or disclose any account information to You, or to forward any unread or unsent messages to You or any third party.
• VII. Intellectual Property Rights
• Yo+ is obliged to keep confidentiality of the personal information, uploaded business license or identification image that You provided during registration, will not disclose to any third party, unless otherwise required by the government administrative departments, states judiciary and other national authorities for the purpose of investigation.
• VIII. General / Governing Law
• 1. The validity, interpretation, alteration, execution and settlement of dispute under this Agreement shall be governed by the laws of the People’s Republic of China. If there are no relevant legal provisions, it shall refer to the general international commercial practices and /or industry practices.
• 2. Any controversy arising hereunder shall be governed and construed in accordance with the laws of the People's Republic of China.

This agreement shall be effective and legally binding upon acceptance in registration for new YoPoint Member Users.
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